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You may have noticed that that there is a very wide range of mobile phone handsets available out there to suit all pockets and requir

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

ements. They start from as little as ?30 – right up to the top-end Blackberry and PDA handsets costing many hundreds of pounds. Becau

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

se the best and most desirable handsets are so expensive, it is usual not to buy them outright but rather to have them on a Contract

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

for 12 or 18 months. Actually in the long run, this can actually work out a much cheaper way of phone ownership.

However, wh

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

at would happen to your Contract mobile phone if it got damaged or lost ??

Do you think the shop would give you another on

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

e ?? Do you think the Contract would stop and you wouldn’t need to pay because you were without the use of the phone ?

If you do not

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

have mobile phone insurance then you may be faced with a large bill to get the phone repaired (if possible) or to go out and have to

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

buy a brand new one to replace it with.

Experience has shown that most phones fail in very similar ways – usually resulting

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

in the phone being totally unusable.

CRACKED LCD: – this is usually caused by the phone being dropped or twisted

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

(inside pocket etc)

WATER DAMAGE: – this is very common and can be caused by dropping the phone in a puddle, down the toil

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

et or even into a pint of beer.

These types of fault are VERY COMMON and can be a nightmare if the phone is uni

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

nsured.

If the LCD becomes cracked,then depending on the make and model, the LCD display can theoretically be replaced. Bu

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

t some of the newer dual-sided displays are VERY EXPENSIVE to buy and, when the labour charge and VAT is added to the repair you can

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

end up with a sizable bill.

If the phone is water damaged then this is most serious: You need a specialized insurance policy to cove

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

this problem - as most will not cover LIQUID DAMAGE to the phone. (When the phone gets contaminated by liquid, it starts off a corro

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

sion process to the Circuit Board and Electronic Surface Mount Components). Once the corrosion is present it is very unlikely that th

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

e mobile phone will operate correctly again. Although there are companies and methods to “clean” the corrosion, the service will not

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

carry a warranty because it usually does not provide a lasting repair. The only solution is to replace the entire Circuit boa

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

rd – and this usually would write off the phone due to the high costs involved.

Remember accidents CAN and WILL happen, bu

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

t with sensible precautions your mobile phone will offer you security, peace of mind and be your faithful friend !

© 2006 Insure-Mob

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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A systemized approach to the home buying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that's best for you.

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